UCC Filings Search – Every State
UCC Filings Search links – Secretary of State
What is a UCC?
Commercial transactions are governed by laws and when all the 50 states adopt the same “uniform” law for commercial transactions, they are knows as Uniform Commercial Code. Essentially, the UCC is just a huge list of laws. But the aspect of the UCC we’ll be discussing—and what your business needs to know about—is Article 1: General Provisions, which dictates UCC-1 Filings, more commonly referred to as UCC filings.
Read about UCC-1 Statements (investopedia.com)
What Is a UCC Filing?
UCC filings or liens are legal forms that a creditor files to give notice that it has an interest in the personal or business property of a debtor. Essentially, UCC lien filings allow a lender to formally lay claim to collateral that a debtor pledges to secure their financing. The term is a part of a collection of rules established to regulate how commercial transactions work under the Uniform Commercial Code (UCC).
Table: List of State links to run UCC search:
What is a UCC Lien?
When a bank or other party has a lien against your property, the secretary of state UCC filing will show up under your name.
How To Find Out If There Is A Lien On A Boat
Get the owner’s name and search it on the state website (links above) to find out if that person has any liens against them or their properties.
Learn the different kinds of liens – involuntary vs voluntary:
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This page can be downloaded https://www.boat-alert.com/blog/wp-content/uploads/2022/01/Search-boat-UCC-liens.pdf as PDF
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